Tax planning

Keep more of what’s yours with tax-smart planning

Proactive and strategic moves today can help minimize your tax burden tomorrow

Taxes are one of the biggest threats to long-term wealth and legacy—and often one of the most overlooked. While market volatility and inflation tend to get more attention, it’s taxes that can quietly chip away at your financial future year after year. Whether it’s income tax, capital gains tax, or estate tax, without a well-thought-out strategy, you could end up giving away more to Uncle Sam than you need to.

The hidden cost of taxes

Taxes don’t always seem like an immediate issue, but over time, they can significantly reduce your ability to grow and preserve wealth. Every paycheck, investment gain, withdrawal, required minimum distribution, business sale or wealth transfer can come with a substantial tax hit. Without a proactive strategy, your tax burden can add up.

It’s not just about what you earn—it’s about what you keep. With proactive tax planning, we can help ensure that your money grows efficiently, letting you invest more, save more, and leave a stronger legacy.

Proactive tax planning strategies

To counteract this, we take a proactive approach to tax planning. Our team uses a variety of techniques to help optimize your financial plan for long-term efficiency:

Roth IRA conversions & alternative strategies: Shift tax-deferred accounts to tax-free wealth and income.
Tax-loss harvesting – Offset gains with strategic losses to help minimize your tax bill.
Capital gains bypass solutions – Tap into innovative strategies to help reduce your tax bill on highly appreciated assets.
Business planning & exit – Create more tax-efficient cash flow and proactively plan for the sale of a business.
Estate planning – Create a tax-efficient way to pass on wealth to loved ones and charities.

Keep more of what you earn

Our ultimate goal is to help you preserve and grow your wealth by minimizing tax exposure. We implement personalized strategies to help ensure you’re not paying more than necessary:

Tax diversification – Spread assets across tax-deferred, taxable, and tax-free accounts.
Custom business planning strategies – Tailored to your specific situation, goals and succession plan.
Ongoing reviews and adjustments – Tax laws change, and so does your life. We stay up to date so your plan evolves with you.

Thinking about converting your retirement plan to a Roth IRA?

Many retirees convert their 401(k) or traditional IRA to a Roth IRA. But what if there’s a better way? In this short video, Michael shares helpful insights so you can make decisions with greater confidence.

Our services

Retirement & income planning

Life evolves, and so should your retirement plan. We tailor forward-looking plans that help unlock growth potential, minimize tax and market risk, and protect against life’s uncertainties.

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Long-term care planning

About 70% of people turning 65 today are projected to need some form of long-term care in the future. We help fill planning gaps with cost-effective strategies to protect your wealth.

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Estate planning

As legislation and tax laws continue to evolve, it’s important to have a comprehensive estate plan to help ensure you aren’t leaving a tax time bomb to loved ones.

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Are there any hidden gaps in your current plan?

Schedule a complimentary analysis with our team. We'll walk through your current plan and identify opportunities that could help protect your hard-earned savings from taxes, market risk and life's uncertainties.

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