Long-term care planning

Plan for the future with confidence

Your future, protected: Long-term care planning made easy

Planning for long-term care may seem daunting, but with the right guidance, we can help secure the future you want, protect what matters most and ensure greater peace of mind for you and your loved ones. We believe in empowering individuals and families to make informed decisions about their long-term care needs. Our expert team is committed to providing you with personalized, cost-effective strategies that help safeguard your wealth while ensuring that you have access to the care you deserve. Let us help you take the first step towards a worry-free future, so you and your loved ones can focus on what truly matters.

Understanding long-term care needs

As people age, the likelihood of needing long-term care increases. Studies suggest that around 70% of individuals turning 65 today will require some form of long-term care in the future. This includes assistance with daily activities such as bathing, dressing, and managing medications. The need for care can arise suddenly due to illness, injury, or chronic conditions, making long-term care a key planning component for individuals and families.

Why long-term planning is important:

70% of people turning 65 today will need long-term care.
Over 40% will require care in a nursing home at some point.
The average duration of care needed is approximately 3 years.

SOURCE: LongTermCare.gov; https://acl.gov/ltc/basic-needs/how-much-care-will-you-need

The importance of long-term care planning

Long-term care can be expensive and overwhelming, especially when unplanned. Without proper planning, these costs can deplete your savings and impact your loved ones. Through proactive, cost-efficient planning, we can help ensure that you are prepared for potential future needs without draining your wealth or placing undue stress on family members. Our strategies aim to help bridge the gap in coverage that might be missing in traditional health or life insurance plans, as well as Medicare.

How we help:

Assessing your needs: We help you understand your specific needs based on family history, health conditions, and lifestyle.
Cost-effective strategies: We offer affordable planning solutions tailored to your financial situation, ensuring you address your specific needs and goals.
Protecting your wealth: Our focus is on strategies that help preserve your assets, provide necessary care and help you and your family achieve greater peace of mind.

Our approach to protecting your wealth

At the core of our service is ensuring that your wealth is protected while securing quality care for the future. We take a personalized approach to each client, developing a comprehensive plan that balances affordability with the best care options. Whether it’s through long-term care policies, insurance solutions or savings strategies, we work with you to help fill the gaps in your planning and provide peace of mind for years to come.

Comprehensive long-term planning includes:

Insurance & alternative solutions: Exploring long-term care insurance, life insurance and annuities to help cover unexpected expenses.
Asset protection: Strategic investment and retirement planning designed to shield your wealth.

Our services

Retirement & income planning

Life evolves, and so should your retirement plan. We tailor forward-looking plans that help unlock growth potential, minimize tax and market risk, and protect against life’s uncertainties.

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Tax planning

Taxes can quietly erode wealth over time, but proactive planning can help stop the drain. We leverage tools like Roth IRA conversions and other tax diversification strategies to help you keep more of what’s yours.

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Estate planning

As legislation and tax laws continue to evolve, it’s important to have a comprehensive estate plan to help ensure you aren’t leaving a tax time bomb to loved ones.

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Are there any hidden gaps in your current plan?

Schedule a complimentary analysis with our team. We'll walk through your current plan and identify opportunities that could help protect your hard-earned savings from taxes, market risk and life's uncertainties.

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